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September 06, 2010

eldercare | caregiving assessment | facility evaluations | elderlaw | specialty services | faqs

We have assembled a team of experts in other specialty areas to assist our clients with services that fall within specific categories of need. With the current high cost of health care, very few people can afford the extended care that is often needed with chronic illness, injury or advancing age. For some people, Long Term Care (LTC) insurance is an important option to consider. Financial planning is yet another critical area of service for some families. Many of our clients have not planned appropriately for the unfortunate circumstances that accompany an eldercare crisis. Our certified financial planner is sensitive and understanding of the challenges faced by seniors and their families. Home-based rehabilitation is an innovative service allowing seniors to remain at home while receiving a broad range of rehabilitation therapies and services that are usually delivered in a hospital or clinic setting.

Our specialty services include:
~ Long Term Care Insurance
~ Financial Planning
~ Home Based Rehabilitation Services

     

Long Term Care Insurance
Long-Term Care insurance is a prudent option for some people. Selecting the right policy may be difficult. Today's LTC insurance products are very different from early policies that were sold 10-15 years ago. There are many more choices to consider. Many companies offer policies that cover a broad range of services including home care, assisted living, and "shared" care with a spouse and more. Our LTC insurance expert will help you by reviewing policy options that meet your projected needs and budget. We also provide professional advice on coverage limits, riders for inflation, guaranteed renewals and more.

Financial Planning
Financial planning is a term that is interpreted differently by many people. We believe in simplifying the concept as much as possible. We are very sensitive to the fact that our client's parents or loved ones are products of the depression era and have very different ideas about managing their money. Our certified financial planner will meet with clients to review their asset portfolio and provide expert advice about certain strategies that will help meet their goals. In some cases, the goal is simply to consolidate assets and bank accounts making it more convenient to manage. In other cases, our certified financial planner is called upon to develop sophisticated investment, retirement planning and tax strategies. Whether our involvement requires a simple solution or a complex financial plan, we fulfill our responsibilities to our clients with compassion, understanding and a commitment to service.

Home Based Rehabilitation Services
At ParentCareUSA, we strive to do everything possible to keep our client's parents or loved ones at home as long as possible. In conjunction with a team consultant, we can arrange to have outpatient rehabilitation services delivered in the home setting. These services are designed to benefit anyone whose ability to safely and effectively manage a full range of daily activities has declined because of acute or chronic illness, aging, environmental obstacles, or psychological factors. Working closely with family and caregivers, our rehab team empowers clients to reach their optimal level of functioning while holding fast to a sense of pride and self-worth. Some of the services provided include occupational and physical therapy, home safety and functional assessments, consultation and teaching with family and caregivers and solutions involving adaptive/assistive equipment. In many cases, these services can be billed to Medicare and other insurance companies.

For more information about our specialty services,
please call the office or send an e-mail.