Long Term Care Insurance
Long-Term Care insurance is a prudent option for some people.
Selecting the right policy may be difficult. Today's LTC insurance
products are very different from early policies that were sold
10-15 years ago. There are many more choices to consider. Many
companies offer policies that cover a broad range of services
including home care, assisted living, and "shared" care with a
spouse and more. Our LTC insurance expert will help you by reviewing
policy options that meet your projected needs and budget. We also
provide professional advice on coverage limits, riders for inflation,
guaranteed renewals and more.
Financial Planning
Financial planning is a term that is interpreted differently by
many people. We believe in simplifying the concept as much as
possible. We are very sensitive to the fact that our client's
parents or loved ones are products of the depression era and have
very different ideas about managing their money. Our certified
financial planner will meet with clients to review their asset
portfolio and provide expert advice about certain strategies that
will help meet their goals. In some cases, the goal is simply
to consolidate assets and bank accounts making it more convenient
to manage. In other cases, our certified financial planner is
called upon to develop sophisticated investment, retirement planning
and tax strategies. Whether our involvement requires a simple
solution or a complex financial plan, we fulfill our responsibilities
to our clients with compassion, understanding and a commitment
to service.
Home Based Rehabilitation Services
At ParentCareUSA, we strive to do everything possible to keep
our client's parents or loved ones at home as long as possible.
In conjunction with a team consultant, we can arrange to have
outpatient rehabilitation services delivered in the home setting.
These services are designed to benefit anyone whose ability to
safely and effectively manage a full range of daily activities
has declined because of acute or chronic illness, aging, environmental
obstacles, or psychological factors. Working closely with family
and caregivers, our rehab team empowers clients to reach their
optimal level of functioning while holding fast to a sense of
pride and self-worth. Some of the services provided include occupational
and physical therapy, home safety and functional assessments,
consultation and teaching with family and caregivers and solutions
involving adaptive/assistive equipment. In many cases, these services
can be billed to Medicare and other insurance companies.
For more information about our specialty services,
please call the office or send an e-mail.
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